Market Update

Should You Buy an Idaho Home at 7.2% Rates?

Published September 28, 2026

Last week, 3 out of 4 buyers who closed in Ada County got a lower price, help with closing costs, or both, and it happened the same week rates hit 7.5% here in Boise and the Treasure Valley. In this video I break down last week's Idaho real estate numbers and show you how to get a seller to help pay your rate down.

If you're thinking about buying a home in Boise, Meridian, Eagle, Nampa, or anywhere in the Treasure Valley, and you're weighing what living in Idaho costs at today's rates, this is the data you need before you make your next move.

📊 THIS WEEK'S BOISE MARKET HEADLINES ✅ 74% of last week's buyers got a lower price, closing cost help, or both ✅ 56% of homes sold under original list price (median $15,450 under) ✅ 42% of sales included seller closing cost help (median $10,000) ✅ Only 212 new listings hit the market, the fewest since the 4th of July week ✅ 346 price changes, 15% of the market, up from 12% the week before ✅ Total pendings slid to 1,350, the lowest since February

⏱️ TIMESTAMPS 0:00 3 in 4 buyers got money from the seller 0:20 The rate on the news isn't your rate 0:45 Fewer listings, more pendings last week 1:05 The four-week trend 1:30 Price cuts hit 15% of the market 1:55 What sellers gave up at closing 2:15 Price cut vs. rate buydown 2:45 Three steps to get the seller to pay your rate down 3:15 A note for sellers 3:35 Get the buyer strategy guide

🎯 WANT MY FULL BOISE BUYER STRATEGY GUIDE? Comment BUY below and I'll send it straight to you. It walks you through asking for seller money, pointing it at your interest rate, and finding the Boise sellers most likely to say yes.

Thinking about a move?

Whether you're buying, selling, or relocating to the Boise area, I'm happy to talk it through — no pressure, no drip campaign.

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